PRIVACY POLICY

At Settlewise, we value the trust of our Users and are committed to handling personal information responsibly and in accordance with Applicable Law. Personal data may be collected, stored, processed, or transmitted for the purpose of operating, improving, and securing the Platform, and for enabling features such as verification, communication, fraud-prevention, analytics, compliance, and dispute resolution. Data may be stored on secure cloud infrastructure and transmitted through protected channels using reasonable technical and organisational safeguards.

Settlewise does not sell or rent personal data to unaffiliated third parties. Certain data may be shared with trusted service providers, affiliates, or regulated partners solely for operational, legal, or compliance purposes, and access is restricted on a need-to-know basis. Data may be retained for as long as necessary for business, legal, tax, regulatory, or dispute purposes. If a User chooses to close their account, Settlewise may anonymise, archive, or delete personal information within a reasonable period, subject to applicable retention requirements and legitimate interests.

Use of the Platform signifies consent to the handling of personal information as set out in this Privacy Policy. While Settlewise takes reasonable measures to safeguard user data, no system can be completely immune from risks. To the extent permitted by law, Settlewise shall not be held liable for events beyond its reasonable control, except where such events arise solely from Settlewise’s gross negligence or wilful misconduct. Settlewise may update this Privacy Policy from time to time to reflect changes in law, technology, or business practices, and continued use of the Platform constitutes acceptance of such updates.